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The Wealth Philosophy

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A Complete Framework For Your Wealth

Tailored wealth solutions that support your long-term ambitions and evolve with your life stage.

Privileged Access To Comprehensive Solutions

Unlock a wider spectrum of wealth solutions across Treasury, Unit Trust/Shariah-Compliant Unit Trust and Insurance/Takaful—from Structured Products, Bonds/Sukuk and Gold Convertible/Reverse Gold Convertible Investment, to privileged early access to exclusive funds before they are widely accessible. All seamlessly supported with integrated financing and liquidity solutions to optimise your portfolio.

Ensuring Your Wealth Continuity

Safeguard your legacy with a comprehensive suite of solutions for seamless intergenerational wealth transfer. Clients benefit from bespoke, senior-led legacy advisory curated through the bank.

Holistic Shariah-Compliant Wealth Solutions

Built for every life stage, we integrate wealth accumulation, protection, purification, and legacy planning into one comprehensive Shariah-Compliant financial journey—bringing together every aspect of your wealth with purpose and care—so you can grow, protect and distribute it in a way that benefits you and fulfills your responsibility to your family, guided by your faith.

Unit Trust/Shariah-Compliant Unit Trust, Structured Products, Bonds/Sukuk and Gold Convertible/Reverse Gold Convertible Investment are not protected by PIDM.

This material has not been reviewed by the Securities Commission Malaysia ("SC").

DISCLAIMERS

UNIT TRUST/SHARIAH-COMPLIANT UNIT TRUST WARNING

THIS DOCUMENT IS PROVIDED TO YOU FOR INFORMATION PURPOSES ONLY AND IT MAY NOT BE REPRODUCED, DISTRIBUTED OR PUBLISHED BY ANY RECIPIENT FOR ANY OTHER PURPOSES. IT SHOULD NOT BE CONSTRUED AS AN OFFER OR A SOLICITATION OF AN OFFER TO PURCHASE OR SUBSCRIBE. THE INFORMATION CONTAINED HEREIN HAS BEEN DERIVED FROM SOURCES BELIEVED TO BE RELIABLE AND IS CURRENT AS OF THE DATE OF PUBLICATION. NO REPRESENTATION OR WARRANTY IS MADE NOR IS THERE ACCEPTANCE OF ANY RESPONSIBILITY OR LIABILITY MADE AS TO THE ACCURACY, COMPLETENESS OR CORRECTNESS OF THE INFORMATION CONTAINED HEREIN. EXPRESSIONS OF OPINION CONTAINED HEREIN ARE SUBJECT TO CHANGE WITHOUT NOTICE. INVESTMENTS IN UNIT TRUSTS ARE NOT OBLIGATIONS OF, DEPOSITS IN, GUARANTEED OR PROTECTED BY CIMB BANK BERHAD/CIMB ISLAMIC BANK BERHAD (“CIMB”) AND ARE SUBJECT TO INVESTMENT RISKS, INCLUDING BUT NOT LIMITED TO THE POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. INVESTORS ARE ADVISED TO READ AND UNDERSTAND THE PRODUCT HIGHLIGHTS SHEET, MASTER PROSPECTUS/ INFORMATION MEMORANDUM AND ITS SUPPLEMENTAL MASTER PROSPECTUS/INFORMATION MEMORANDUM FOR UNIT TRUSTS WHICH HAVE BEEN REGISTERED WITH THE SECURITIES COMMISSION BEFORE INVESTING. FOR COPIES OF THE PRODUCT HIGHLIGHTS SHEET AND PROSPECTUS/INFORMATION MEMORANDUM, VISIT US AT OUR NEAREST BRANCH. UNIT PRICES AND INCOME DISTRIBUTION, IF ANY, MAY RISE OR FALL. INVESTORS SHOULD ALSO CONSIDER ALL FEES AND CHARGES INVOLVED BEFORE INVESTING. UNITS WILL BE ISSUED UPON RECEIPT OF COMPLETED APPLICATION FORM AND ARE SUBJECTED TO TERMS & CONDITIONS CONTAINED THEREIN. PAST PERFORMANCE OF THE FUND IS NOT AN INDICATION OF FUTURE PERFORMANCE AND INCOME DISTRIBUTIONS ARE NOT GUARANTEED. INVESTORS SHOULD RELY ON THEIR OWN EVALUATION TO ASSESS THE MERITS AND RISKS OF ANY INVESTMENT. INVESTORS WHO ARE IN DOUBT AS TO THE ACTION TO BE TAKEN BY THEM SHOULD CONSULT THEIR PROFESSIONAL ADVISERS IMMEDIATELY. UNIT TRUSTS ARE NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA. INVESTORS SHOULD NOT MAKE PAYMENT IN CASH TO A UNIT TRUST CONSULTANT OR ISSUE A CHEQUE IN THE NAME OF A UNIT TRUST.

BONDS/SUKUK WARNING

YOU ARE ADVISED TO READ THE RELEVANT INFORMATION MEMORANDUM/OFFERING CIRCULAR/PROSPECTUS/PRINCIPAL TERMS AND CONDITIONS FOR A DETAILED DESCRIPTION OF THE TERMS AND FEATURES OF THE PRODUCT. CUSTOMER MAY LOSE PART OR ALL OF THE INITIAL INVESTMENT. THIS IS NOT A PRINCIPAL PROTECTED INSTRUMENT. THE PRODUCT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

STRUCTURED PRODUCTS WARNING

THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET/REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION. THIS STRUCTURED PRODUCT INVESTMENT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

GOLD CONVERTIBLE / REVERSE GOLD CONVERTIBLE INVESTMENT WARNING

THE RETURNS ON YOUR STRUCTURED PRODUCT INVESTMENT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSET/REFERENCE, AND THE RECOVERY OF YOUR PRINCIPAL INVESTMENT MAY BE JEOPARDISED IF YOU MAKE AN EARLY REDEMPTION. THIS STRUCTURED PRODUCT INVESTMENT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.

Get Personalised Wealth Guidance

Our advisors are ready to partner with you to unlock new opportunities and define your next financial chapter.

Your entry to CIMB Private Wealth begins here

Minimum RM1,000,000 Asset Under Management (AUM)

 and at least

RM500,000 in Wealth Management (WM) and/or
Current Account/-i and Savings Account/-i (CASA/-i) balances at all times.

For full Terms and Conditions, click here.

The selected Deposits, Investments, and Bancassurance/Bancatakaful products can be viewed here

CIMB Current/Savings Account/-i is protected by PIDM up to RM250,000 for each depositor.

Member of PIDM.